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Blackburn with Darwen council debt

Unitary authority, England. Latest figures: Jun 2026.

Total debt
£108m
£108,263,000
Debt per person
£661
163,801 residents
Net debt
£4.1m
after £104m of investments
Change in a year
−7.0%
−£8.2m since Mar 2025
Debt to budget
0.3×
times net current spending, 2025-26
Local economy
£30,922
GDP per person; debt is 2.1% of the area's £5.07bn GDP
Debt cost
£109
per person: £17.9m of interest and repayment in 2025-26 (£10.1m interest)

Blackburn with Darwen has the 168th highest debt per person of 197 single-tier councils in the UK (Jun 2026).

Blackburn with Darwen debt over time

£0£58.5m£117m£175m£234mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Blackburn with Darwen spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£20.4m · borrowed £6.6m2019-20£26.1m · borrowed £11.8m2020-21£21.1m · borrowed £6.5m2021-22£17.3m · borrowed £2.4m2022-23£15.6m · borrowed £2.2m2023-24£19.5m · borrowed £4.7m2024-25£36.3m · borrowed £5.0m
Roads and transportPlanning and regenerationSchools and educationCulture, leisure and sportSocial careCentral services and corporate propertyEnvironment and wasteHousingCommercial property and companies
YearCapital spendingBorrowedBiggest items
2024-25£36.3m£5.0mRoads and transport £9.6m, Planning and regeneration £7.3m, Culture, leisure and sport £4.0m
2023-24£19.5m£4.7mRoads and transport £5.1m, Schools and education £4.4m, Planning and regeneration £3.8m
2022-23£15.6m£2.2mRoads and transport £4.2m, Schools and education £3.0m, Social care £2.7m
2021-22£17.3m£2.4mRoads and transport £4.7m, Planning and regeneration £2.9m, Central services and corporate property £2.4m
2020-21£21.1m£6.5mRoads and transport £9.8m, Central services and corporate property £3.5m, Culture, leisure and sport £2.9m
2019-20£26.1m£11.8mRoads and transport £10.6m, Culture, leisure and sport £7.0m, Schools and education £2.3m
2018-19£20.4m£6.6mRoads and transport £9.8m, Schools and education £2.2m, Social care £2.0m

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Blackburn with Darwen borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£98.2m91%
Banksloans from UK banks, including LOBO loans (lender option, borrower option)£10.0m9%
Bonds and stock issuesbonds and other securities the council has issued to investors£15k0%
Householdsmoney lent by individuals, for example community municipal investments£2k0%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Blackburn with Darwen debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£108m£104m£4.1m£661163,801£17.9m
Mar 2026£108m£93.7m£14.6m£661163,801£17.9m
Dec 2025£110m£106m£3.8m£671163,801£18.6m
Sep 2025£110m£118m£0£671163,801£18.6m
Jun 2025£116m£116m£211k£721161,618£18.6m
Mar 2025£116m£90.5m£25.9m£721161,618£18.6m
Dec 2024£120m£111m£8.9m£743161,618£17.9m
Sep 2024£120m£112m£8.4m£743161,618£17.9m
Jun 2024£130m£118m£12.0m£818158,543£17.9m
Mar 2024£130m£79.5m£50.1m£818158,543£17.9m
Dec 2023£131m£82.9m£48.3m£828158,543£17.9m
Sep 2023£136m£89.9m£46.4m£859158,543£17.9m
Jun 2023£138m£85.5m£52.5m£885155,987£17.9m
Mar 2023£138m£50.8m£87.2m£885155,987£17.9m
Dec 2022£145m£63.1m£81.7m£928155,987£17.9m
Sep 2022£150m£57.9m£91.8m£960155,987£17.9m
Jun 2022£167m£71.6m£95.0m£1,075154,954£17.9m
Mar 2022£162m£42.2m£120m£1,044154,954£17.9m
Dec 2021£164m£53.1m£110m£1,056154,954£18.2m
Sep 2021£184m£61.9m£122m£1,185154,954£18.2m
Jun 2021£215m£74.9m£140m£1,391154,564£18.2m
Mar 2021£224m£58.6m£165m£1,449154,564£18.2m
Dec 2020£232m£66.4m£166m£1,503154,564£19.0m
Sep 2020£224m£31.7m£192m£1,450154,564£19.0m
Jun 2020£234m£46.6m£187m£1,518154,066£19.0m
Mar 2020£234m£57.5m£176m£1,518154,066£19.0m
Mar 2019£197m£24.5m£173m£1,291152,787£18.7m
Mar 2018£210m£30.1m£180m£1,381152,312£18.7m
Mar 2017£180m£22.1m£158m£1,191151,497–
Mar 2016£155m£10.6m£145m£1,031150,490–
Mar 2015£145m£7.5m£138m£973149,579–
Mar 2014£143m£28.4m£115m£961149,148–
Mar 2013£141m£31.6m£109m£947148,532–
Mar 2012£124m£22.3m£101m£837147,657–
Mar 2011£113m£19.3m£93.4m£767146,966–
Mar 2010£115m£14.1m£101m£785146,197–

Similar councils

CouncilDebtPer person
Dorset£300m£766
Westmorland and Furness£176m£762
Knowsley£122m£747
Blackburn with Darwen£108m£661
Bridgend£92.6m£630
Leicester£241m£629
Coventry£227m£623

Single-tier councils closest in debt per person, Jun 2026.

See Blackburn with Darwen on the UK council debt map