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Bournemouth, Christchurch & Poole council debt

Unitary authority, England. Latest figures: Jun 2026.

Total debt
£456m
£455,864,000
Debt per person
£1,123
405,829 residents
Net debt
£454m
after £1.6m of investments
Change in a year
+17.0%
+£63.1m since Mar 2025
Debt to budget
0.5×
times net current spending, 2025-26
Local economy
£36,040
GDP per person; debt is 3.1% of the area's £14.6bn GDP
Debt cost
£36
per person: £14.5m of interest and repayment in 2025-26 (£9.5m interest)

Financial distress

Sources: GOV.UK Exceptional Financial Support; section 114 notices as listed in Section 114 notice (Wikipedia).

Bournemouth, Christchurch & Poole has the 143rd highest debt per person of 197 single-tier councils in the UK (Jun 2026).

Bournemouth, Christchurch & Poole debt over time

£0£114m£228m£342m£456mJun 2026202020222024

Outstanding borrowing at each date, Mar 2020 to Jun 2026.

What Bournemouth, Christchurch & Poole spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2019-20 to 2024-25.

2019-20£77.6m · borrowed £17.4m2020-21£107m · borrowed £23.2m2021-22£117m · borrowed £31.6m2022-23£109m · borrowed £26.8m2023-24£106m · borrowed £30.0m2024-25£132m · borrowed £38.1m
HousingRoads and transportEnvironment and wasteCulture, leisure and sportSchools and educationSocial careCentral services and corporate propertyDigitalCommercial property and companiesOther trading servicesPlanning and regeneration
YearCapital spendingBorrowedBiggest items
2024-25£132m£38.1mHousing £63.9m, Roads and transport £27.5m, Environment and waste £16.2m
2023-24£106m£30.0mHousing £51.5m, Roads and transport £27.6m, Culture, leisure and sport £9.7m
2022-23£109m£26.8mHousing £56.5m, Roads and transport £27.5m, Culture, leisure and sport £8.4m
2021-22£117m£31.6mHousing £53.9m, Roads and transport £31.0m, Schools and education £8.9m
2020-21£107m£23.2mHousing £44.8m, Roads and transport £25.1m, Environment and waste £13.2m
2019-20£77.6m£17.4mHousing £26.9m, Roads and transport £21.6m, Social care £8.0m

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Bournemouth, Christchurch & Poole borrows from

LenderAmountShare
Other councilsloans from other local authorities, usually short term£194m43%
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£189m41%
Pension funds, insurers and other financial institutionslenders that are financial institutions but not banks: pension funds, insurance companies, investment funds, the Municipal Bonds Agency£58.0m13%
Public corporationsloans from publicly owned corporations£15.0m3%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Bournemouth, Christchurch & Poole debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£456m£1.6m£454m£1,123405,829£14.5m
Mar 2026£434m£5.0m£429m£1,070405,829£14.5m
Dec 2025£428m£72.8m£355m£1,055405,829£17.2m
Sep 2025£359m£10.1m£349m£885405,829£17.2m
Jun 2025£356m£1.3m£355m£874408,009£17.2m
Mar 2025£371m£2.5m£368m£909408,009£17.2m
Dec 2024£354m£48.9m£305m£868408,009£15.0m
Sep 2024£303m£14.6m£288m£742408,009£15.0m
Jun 2024£276m£5.6m£270m£678406,976£15.0m
Mar 2024£295m£28.7m£266m£724406,976£15.0m
Dec 2023£252m£49.4m£202m£618406,976£17.1m
Sep 2023£258m£68.6m£189m£634406,976£17.1m
Jun 2023£272m£87.8m£185m£676403,014£17.1m
Mar 2023£273m£35.4m£238m£677403,014£17.1m
Dec 2022£253m£72.8m£180m£629403,014£13.9m
Sep 2022£256m£95.8m£160m£635403,014£13.9m
Jun 2022£256m£109m£148m£640400,155£13.9m
Mar 2022£257m£150m£107m£642400,155£13.9m
Dec 2021£257m£168m£88.9m£643400,155£12.6m
Sep 2021£243m£152m£91.1m£607400,155£12.6m
Jun 2021£208m£98.3m£110m£521399,564£12.6m
Mar 2021£194m£56.9m£138m£487399,564£12.6m
Dec 2020£216m£74.9m£141m£540399,564£9.3m
Sep 2020£216m£88.9m£127m£541399,564£9.3m
Jun 2020£196m£83.5m£112m£489400,182£9.3m
Mar 2020£261m£84.1m£177m£653400,182£9.3m

Similar councils

CouncilDebtPer person
North East Lincolnshire£183m£1,146
Somerset£674m£1,141
Wokingham£213m£1,127
Bournemouth, Christchurch & Poole£456m£1,123
Rhondda Cynon Taff£271m£1,123
North Northamptonshire£413m£1,089
Cheshire East£460m£1,081

Single-tier councils closest in debt per person, Jun 2026.

See Bournemouth, Christchurch & Poole on the UK council debt map