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Braintree council debt

District council, England. Latest figures: Jun 2026.

Total debt
£4.4m
£4,400,000
Debt per person
£26
166,471 residents
Net debt
£0
after £84.5m of investments
Change in a year
−8.0%
−£400k since Mar 2025
Debt to budget
0.1×
times net current spending, 2025-26
Local economy
£29,807
GDP per person; debt is 0.1% of the area's £4.96bn GDP
Debt cost
£8
per person: £1.3m of interest and repayment in 2025-26 (£123k interest)

Braintree has the 128th highest debt per person of 164 district councils in the UK (Jun 2026).

Braintree debt over time

£0£1.8m£3.5m£5.2m£7.0mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Braintree spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£11.4m · borrowed £4.2m2019-20£6.8m · borrowed £1.3m2020-21£31.6m · borrowed £11.7m2021-22£31.7m · borrowed £2.8m2022-23£8.7m · borrowed −£217k2023-24£5.8m · borrowed −£281k2024-25£8.0m · borrowed £2.9m
Planning and regenerationCommercial property and companiesEnvironment and wasteHousingCulture, leisure and sportCentral services and corporate propertyRoads and transport
YearCapital spendingBorrowedBiggest items
2024-25£8.0m£2.9mEnvironment and waste £3.5m, Culture, leisure and sport £2.1m, Housing £1.1m
2023-24£5.8m−£281kHousing £1.8m, Culture, leisure and sport £1.3m, Central services and corporate property £1.1m
2022-23£8.7m−£217kPlanning and regeneration £6.2m, Housing £1.2m, Culture, leisure and sport £651k
2021-22£31.7m£2.8mPlanning and regeneration £26.7m, Environment and waste £1.9m, Housing £1.1m
2020-21£31.6m£11.7mPlanning and regeneration £26.0m, Roads and transport £2.2m, Environment and waste £1.5m
2019-20£6.8m£1.3mCommercial property and companies £2.3m, Planning and regeneration £2.2m, Housing £890k
2018-19£11.4m£4.2mCommercial property and companies £6.9m, Planning and regeneration £1.9m, Housing £934k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Braintree borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£4.4m100%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Braintree debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£4.4m£84.5m£0£26166,471£1.3m
Mar 2026£4.6m£71.3m£0£28166,471£1.3m
Dec 2025£4.6m£85.9m£0£28166,471£931k
Sep 2025£4.8m£89.8m£0£29166,471£931k
Jun 2025£4.8m£88.0m£0£29163,745£931k
Mar 2025£5.0m£73.1m£0£31163,745£931k
Dec 2024£5.0m£78.9m£0£31163,745£1.2m
Sep 2024£5.2m£77.0m£0£32163,745£1.2m
Jun 2024£5.2m£76.1m£0£32160,135£1.2m
Mar 2024£5.4m£56.9m£0£34160,135£1.2m
Dec 2023£5.4m£69.1m£0£34160,135£1.3m
Sep 2023£5.6m£70.5m£0£35160,135£1.3m
Jun 2023£6.0m£67.5m£0£38157,495£1.3m
Mar 2023£6.0m£47.7m£0£38157,495£1.3m
Dec 2022£6.0m£63.2m£0£38157,495£789k
Sep 2022£6.0m£66.2m£0£38157,495£789k
Jun 2022£6.0m£63.4m£0£39155,693£789k
Mar 2022£6.0m£56.8m£0£39155,693£789k
Dec 2021£6.0m£67.3m£0£39155,693£786k
Sep 2021£6.0m£68.4m£0£39155,693£786k
Jun 2021£6.0m£54.7m£0£39154,107£786k
Mar 2021£6.0m£35.5m£0£39154,107£786k
Dec 2020£6.0m£57.1m£0£39154,107£662k
Sep 2020£6.0m£60.5m£0£39154,107£662k
Jun 2020£6.0m£67.8m£0£39153,439£662k
Mar 2020£6.0m£50.9m£0£39153,439£662k
Mar 2019£6.0m£48.3m£0£39152,353£685k
Mar 2018£7.0m£45.2m£0£46152,422£642k
Mar 2017£7.0m£42.8m£0£46151,848–
Mar 2016£6.0m£36.1m£0£40150,908–
Mar 2015£6.0m£28.0m£0£40150,314–
Mar 2014£6.0m£30.2m£0£40149,285–
Mar 2013£6.0m£35.5m£0£40148,443–
Mar 2012£6.0m£38.2m£0£41147,514–
Mar 2011£6.0m£39.3m£0£41145,972–
Mar 2010£6.0m£33.8m£0£41144,589–

Similar councils

CouncilDebtPer person
Chelmsford£7.2m£38
Blaby£4.0m£37
East Staffordshire£3.8m£29
Braintree£4.4m£26
Boston£1.0m£14
Harborough£1.5m£14
Lichfield£852k£8

District councils closest in debt per person, Jun 2026.

See Braintree on the UK council debt map