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Epsom & Ewell council debt

District council, England. Latest figures: Jun 2026.

Total debt
£64.4m
£64,427,000
Debt per person
£773
83,370 residents
Net debt
£0
after £77.1m of investments
Change in a year
+0.0%
+£0 since Mar 2025
Debt to budget
2.3×
times net current spending, 2025-26
Local economy
£30,862
GDP per person; debt is 2.5% of the area's £2.57bn GDP
Debt cost
£33
per person: £2.7m of interest and repayment in 2025-26 (£1.6m interest)

Epsom & Ewell has the 57th highest debt per person of 164 district councils in the UK (Jun 2026).

Epsom & Ewell debt over time

£0£16.1m£32.2m£48.3m£64.4mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Epsom & Ewell spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£2.5m · borrowed £491k2019-20£8.6m · borrowed £6.1m2020-21£2.9m2021-22£2.2m · borrowed £34k2022-23£1.8m · borrowed £13k2023-24£2.4m · borrowed £126k2024-25£6.0m · borrowed £845k
Commercial property and companiesCulture, leisure and sportHousingSocial careRoads and transportEnvironment and wasteDigitalCentral services and corporate propertyOther trading services
YearCapital spendingBorrowedBiggest items
2024-25£6.0m£845kHousing £1.8m, Social care £1.5m, Culture, leisure and sport £1.3m
2023-24£2.4m£126kSocial care £1.1m, Culture, leisure and sport £751k, Housing £213k
2022-23£1.8m£13kSocial care £724k, Environment and waste £637k, Culture, leisure and sport £227k
2021-22£2.2m£34kRoads and transport £724k, Social care £455k, Culture, leisure and sport £348k
2020-21£2.9m–Culture, leisure and sport £1.6m, Housing £734k, Digital £247k
2019-20£8.6m£6.1mCommercial property and companies £6.1m, Housing £787k, Environment and waste £755k
2018-19£2.5m£491kHousing £844k, Culture, leisure and sport £723k, Environment and waste £401k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Epsom & Ewell borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£64.4m100%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Epsom & Ewell debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£64.4m£77.1m£0£77383,370£2.7m
Mar 2026£64.4m£79.6m£0£77383,370£2.7m
Dec 2025£64.4m£92.4m£0£77383,370£2.7m
Sep 2025£64.4m£86.9m£0£77383,370£2.7m
Jun 2025£64.4m£80.5m£0£77583,179£2.7m
Mar 2025£64.4m£80.1m£0£77583,179£2.7m
Dec 2024£64.4m£93.8m£0£77583,179£2.7m
Sep 2024£64.4m£89.6m£0£77583,179£2.7m
Jun 2024£64.4m£83.8m£0£77982,653£2.7m
Mar 2024£64.4m£83.5m£0£77982,653£2.7m
Dec 2023£64.4m£98.4m£0£77982,653£2.7m
Sep 2023£64.4m£93.1m£0£77982,653£2.7m
Jun 2023£64.4m£88.4m£0£79181,404£2.7m
Mar 2023£64.4m£87.7m£0£79181,404£2.7m
Dec 2022£64.4m£98.8m£0£79181,404£2.6m
Sep 2022£64.4m£97.9m£0£79181,404£2.6m
Jun 2022£64.4m£91.8m£0£79581,006£2.6m
Mar 2022£64.4m£95.3m£0£79581,006£2.6m
Dec 2021£64.4m£95.3m£0£79581,006£3.0m
Sep 2021£64.4m£85.3m£0£79581,006£3.0m
Jun 2021£64.4m£83.8m£0£79381,197£3.0m
Mar 2021£64.4m£79.0m£0£79381,197£3.0m
Dec 2020£64.4m£85.3m£0£79381,197£2.5m
Sep 2020£64.4m£78.1m£0£79381,197£2.5m
Jun 2020£64.4m£75.7m£0£79980,685£2.5m
Mar 2020£64.4m£74.9m£0£79980,685£2.5m
Mar 2019£64.4m£12.4m£52.0m£80480,121£2.5m
Mar 2018£64.4m£12.6m£51.9m£80779,862£1.1m
Mar 2017£19.1m£28.9m£0£24179,386–
Mar 2016£0£27.5m£0£078,890–
Mar 2015£0£20.6m£0£078,456–
Mar 2014£0£19.6m£0£077,334–
Mar 2013£0£19.5m£0£076,148–
Mar 2012£0£19.7m£0£075,191–
Mar 2011£0£17.5m£0£074,278–
Mar 2010£0£16.5m£0£073,106–

Similar councils

CouncilDebtPer person
Stroud£101m£797
West Lancashire£98.2m£795
Tamworth£63.1m£775
Epsom & Ewell£64.4m£773
North Kesteven£91.7m£744
Cannock Chase£77.2m£740
Bassetlaw£92.2m£729

District councils closest in debt per person, Jun 2026.

See Epsom & Ewell on the UK council debt map