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Fenland council debt

District council, England. Latest figures: Jun 2026.

Total debt
£11.8m
£11,800,000
Debt per person
£111
105,930 residents
Net debt
£2.5m
after £9.3m of investments
Change in a year
+51.3%
+£4.0m since Mar 2025
Debt to budget
0.2×
times net current spending, 2024-25
Local economy
£25,564
GDP per person; debt is 0.4% of the area's £2.71bn GDP
Debt cost
£5
per person: £485k of interest and repayment in 2024-25 (£485k interest)

Fenland has the 111th highest debt per person of 164 district councils in the UK (Jun 2026).

Fenland debt over time

£0£3.2m£6.4m£9.6m£12.8mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Fenland spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£3.0m · borrowed £597k2019-20£4.9m · borrowed £1.3m2020-21£6.7m · borrowed £4.3m2021-22£11.6m · borrowed £1.6m2022-23£9.5m · borrowed £1.0m2023-24£15.8m · borrowed £5.7m2024-25£11.4m · borrowed £5.2m
HousingPlanning and regenerationCulture, leisure and sportRoads and transportCommercial property and companiesEnvironment and wasteCentral services and corporate propertyDigitalOther trading services
YearCapital spendingBorrowedBiggest items
2024-25£11.4m£5.2mPlanning and regeneration £6.0m, Housing £3.4m, Culture, leisure and sport £858k
2023-24£15.8m£5.7mHousing £10.0m, Culture, leisure and sport £3.2m, Roads and transport £1.5m
2022-23£9.5m£1.0mHousing £5.4m, Planning and regeneration £1.9m, Culture, leisure and sport £974k
2021-22£11.6m£1.6mHousing £5.9m, Roads and transport £2.5m, Planning and regeneration £1.1m
2020-21£6.7m£4.3mCommercial property and companies £3.7m, Housing £1.1m, Environment and waste £636k
2019-20£4.9m£1.3mCulture, leisure and sport £1.8m, Housing £1.2m, Environment and waste £721k
2018-19£3.0m£597kPlanning and regeneration £1.2m, Environment and waste £687k, Culture, leisure and sport £490k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Fenland borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£8.5m72%
Banksloans from UK banks, including LOBO loans (lender option, borrower option)£3.3m28%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Fenland debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£11.8m£9.3m£2.5m£111105,930£485k
Mar 2026£11.8m£10.1m£1.7m£111105,930–
Dec 2025£7.8m£12.8m£0£74105,930£485k
Sep 2025£7.8m£14.0m£0£74105,930£485k
Jun 2025£12.8m£12.5m£272k£121105,442£485k
Mar 2025£7.8m£8.5m£0£74105,442£485k
Dec 2024£7.8m£15.0m£0£74105,442£712k
Sep 2024£7.8m£16.4m£0£74105,442£712k
Jun 2024£7.8m£13.2m£0£75104,164£712k
Mar 2024£7.8m£15.7m£0£75104,164£712k
Dec 2023£7.8m£22.7m£0£75104,164£897k
Sep 2023£7.8m£28.8m£0£75104,164£897k
Jun 2023£7.8m£21.0m£0£75103,317£897k
Mar 2023£7.8m£22.6m£0£75103,317£897k
Dec 2022£7.8m£34.0m£0£75103,317£858k
Sep 2022£7.8m£34.3m£0£75103,317£858k
Jun 2022£7.8m£30.6m£0£76102,731£858k
Mar 2022£7.8m£36.2m£0£76102,731£858k
Dec 2021£7.8m£35.0m£0£76102,731£847k
Sep 2021£7.8m£34.9m£0£76102,731£847k
Jun 2021£7.8m£31.1m£0£76102,228£847k
Mar 2021£7.8m£24.1m£0£76102,228£847k
Dec 2020£7.8m£28.3m£0£76102,228£746k
Sep 2020£7.8m£25.0m£0£76102,228£746k
Jun 2020£7.8m£24.2m£0£76102,487£746k
Mar 2020£7.8m£19.0m£0£76102,487£746k
Mar 2019£7.8m£20.3m£0£76102,346£658k
Mar 2018£7.8m£19.7m£0£76102,029£727k
Mar 2017£7.8m£21.3m£0£77101,075–
Mar 2016£7.8m£18.6m£0£7899,991–
Mar 2015£7.8m£22.0m£0£7998,571–
Mar 2014£7.8m£17.0m£0£8097,556–
Mar 2013£7.8m£15.0m£0£8196,429–
Mar 2012£8.3m£17.6m£0£8795,461–
Mar 2011£8.3m£19.6m£0£8795,135–
Mar 2010£10.8m£24.4m£0£11494,404–

Similar councils

CouncilDebtPer person
Hart£13.6m£132
South Staffordshire£15.0m£131
Tewkesbury£12.7m£123
Fenland£11.8m£111
Hyndburn£9.5m£110
Swale£17.0m£106
Bromsgrove£10.0m£98

District councils closest in debt per person, Jun 2026.

See Fenland on the UK council debt map