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Hartlepool council debt

Unitary authority, England. Latest figures: Jun 2026.

Total debt
£81.3m
£81,336,000
Debt per person
£816
99,656 residents
Net debt
£49.8m
after £31.5m of investments
Change in a year
−1.4%
−£1.1m since Mar 2025
Debt to budget
0.3×
times net current spending, 2025-26
Local economy
£20,802
GDP per person; debt is 3.9% of the area's £2.07bn GDP
Debt cost
£50
per person: £5.0m of interest and repayment in 2025-26 (£2.4m interest)

Hartlepool has the 162nd highest debt per person of 197 single-tier councils in the UK (Jun 2026).

Hartlepool debt over time

£0£23.7m£47.3m£71.0m£94.7mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Hartlepool spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£26.1m · borrowed £5.5m2019-20£19.7m · borrowed £8.6m2020-21£10.9m · borrowed £2.5m2021-22£18.5m · borrowed £7.4m2022-23£16.9m · borrowed £3.3m2023-24£24.7m · borrowed £3.6m2024-25£38.4m · borrowed £5.3m
Culture, leisure and sportHousingRoads and transportSchools and educationCentral services and corporate propertyOther trading servicesEnvironment and wasteCommercial property and companiesSocial carePublic health
YearCapital spendingBorrowedBiggest items
2024-25£38.4m£5.3mCulture, leisure and sport £20.4m, Central services and corporate property £4.9m, Roads and transport £3.6m
2023-24£24.7m£3.6mHousing £6.6m, Culture, leisure and sport £4.9m, Central services and corporate property £4.5m
2022-23£16.9m£3.3mHousing £5.0m, Central services and corporate property £5.0m, Roads and transport £2.6m
2021-22£18.5m£7.4mSchools and education £5.4m, Housing £4.7m, Roads and transport £2.8m
2020-21£10.9m£2.5mRoads and transport £3.4m, Schools and education £2.8m, Housing £1.6m
2019-20£19.7m£8.6mRoads and transport £6.6m, Housing £3.7m, Culture, leisure and sport £3.2m
2018-19£26.1m£5.5mSchools and education £6.8m, Culture, leisure and sport £4.3m, Commercial property and companies £3.8m

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Hartlepool borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£25.1m31%
Banksloans from UK banks, including LOBO loans (lender option, borrower option)£25.0m31%
Pension funds, insurers and other financial institutionslenders that are financial institutions but not banks: pension funds, insurance companies, investment funds, the Municipal Bonds Agency£15.8m19%
Other sourcesborrowing the council did not assign to any of the groups above£15.0m18%
Other councilsloans from other local authorities, usually short term£498k1%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Hartlepool debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£81.3m£31.5m£49.8m£81699,656£5.0m
Mar 2026£81.5m£24.9m£56.5m£81799,656£5.0m
Dec 2025£81.9m£31.1m£50.9m£82299,656£5.2m
Sep 2025£82.0m£38.1m£43.9m£82399,656£5.2m
Jun 2025£82.5m£42.6m£39.9m£84397,868£5.2m
Mar 2025£82.6m£43.7m£38.9m£84497,868£5.2m
Dec 2024£83.0m£51.1m£32.0m£84997,868£5.5m
Sep 2024£83.2m£53.0m£30.1m£85097,868£5.5m
Jun 2024£83.5m£51.2m£32.4m£87395,717£5.5m
Mar 2024£83.7m£52.8m£30.8m£87495,717£5.5m
Dec 2023£84.1m£59.2m£24.9m£87995,717£5.4m
Sep 2023£89.2m£58.7m£30.5m£93295,717£5.4m
Jun 2023£94.6m£58.4m£36.2m£1,00694,058£5.4m
Mar 2023£94.7m£57.1m£37.6m£1,00794,058£5.4m
Dec 2022£90.0m£54.8m£35.2m£95794,058£5.2m
Sep 2022£90.1m£47.3m£42.8m£95894,058£5.2m
Jun 2022£90.5m£46.5m£44.0m£97892,575£5.2m
Mar 2022£90.4m£45.8m£44.6m£97692,575£5.2m
Dec 2021£91.9m£49.9m£42.0m£99392,575£5.1m
Sep 2021£91.2m£50.6m£40.5m£98592,575£5.1m
Jun 2021£75.6m£36.3m£39.3m£82092,202£5.1m
Mar 2021£75.6m£20.5m£55.2m£82092,202£5.1m
Dec 2020£77.0m£24.9m£52.1m£83592,202£5.0m
Sep 2020£77.1m£21.3m£55.8m£83692,202£5.0m
Jun 2020£78.5m£28.3m£50.1m£84992,401£5.0m
Mar 2020£78.5m£12.8m£65.7m£85092,401£5.0m
Mar 2019£89.6m£36.1m£53.5m£97192,288£4.8m
Mar 2018£84.3m£37.1m£47.3m£91392,306£4.9m
Mar 2017£85.1m£46.5m£38.6m£92292,260–
Mar 2016£87.7m£61.0m£26.6m£95292,125–
Mar 2015£83.9m£68.2m£15.7m£90892,358–
Mar 2014£54.5m£40.1m£14.4m£58992,465–
Mar 2013£51.0m£34.2m£16.8m£55292,344–
Mar 2012£51.0m£33.4m£17.6m£55492,088–
Mar 2011£48.3m£23.3m£25.0m£52691,773–
Mar 2010£53.7m£34.4m£19.3m£58791,530–

Similar councils

CouncilDebtPer person
Bracknell Forest£120m£908
Durham£478m£886
St Helens£157m£829
Hartlepool£81.3m£816
North Yorkshire£520m£813
Stockton-on-Tees£161m£778
Dorset£300m£766

Single-tier councils closest in debt per person, Jun 2026.

See Hartlepool on the UK council debt map