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Mansfield council debt

District council, England. Latest figures: Jun 2026.

Total debt
£100m
£100,153,000
Debt per person
£881
113,682 residents
Net debt
£68.7m
after £31.5m of investments
Change in a year
+50.8%
+£29.6m since Mar 2025
Debt to budget
2.5×
times net current spending, 2025-26
Local economy
£22,079
GDP per person; debt is 4.0% of the area's £2.51bn GDP
Debt cost
£35
per person: £4.0m of interest and repayment in 2025-26 (£3.5m interest)

Mansfield has the 50th highest debt per person of 164 district councils in the UK (Jun 2026).

Mansfield debt over time

£0£25.0m£50.1m£75.1m£100mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Mansfield spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£51.4m · borrowed £42.7m2019-20£18.2m · borrowed £9.4m2020-21£8.0m2021-22£13.0m2022-23£18.2m · borrowed £3.4m2023-24£24.7m2024-25£39.8m
HousingCommercial property and companiesCulture, leisure and sportEnvironment and wasteCentral services and corporate propertyRoads and transportPlanning and regenerationDigitalOther trading services
YearCapital spendingBorrowedBiggest items
2024-25£39.8m–Housing £33.3m, Culture, leisure and sport £2.7m, Central services and corporate property £2.0m
2023-24£24.7m–Housing £12.1m, Culture, leisure and sport £9.4m, Environment and waste £1.4m
2022-23£18.2m£3.4mHousing £11.2m, Culture, leisure and sport £4.9m, Environment and waste £964k
2021-22£13.0m–Housing £6.6m, Environment and waste £2.7m, Central services and corporate property £1.8m
2020-21£8.0m–Housing £4.3m, Roads and transport £1.7m, Environment and waste £943k
2019-20£18.2m£9.4mCommercial property and companies £10.6m, Housing £6.2m, Environment and waste £698k
2018-19£51.4m£42.7mCommercial property and companies £39.5m, Housing £11.3m, Culture, leisure and sport £422k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Mansfield borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£52.7m53%
Other councilsloans from other local authorities, usually short term£47.5m47%
Householdsmoney lent by individuals, for example community municipal investments£2k0%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Mansfield debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£100m£31.5m£68.7m£881113,682£4.0m
Mar 2026£87.9m£14.5m£73.4m£774113,682£4.0m
Dec 2025£72.6m£16.5m£56.1m£639113,682£3.1m
Sep 2025£72.3m£25.5m£46.8m£636113,682£3.1m
Jun 2025£63.7m£17.5m£46.2m£562113,291£3.1m
Mar 2025£58.3m£17.0m£41.3m£515113,291£3.1m
Dec 2024£67.8m£43.0m£24.8m£598113,291£2.8m
Sep 2024£67.1m£39.0m£28.1m£592113,291£2.8m
Jun 2024£68.2m£43.0m£25.2m£607112,374£2.8m
Mar 2024£68.1m£25.0m£43.1m£606112,374£2.8m
Dec 2023£75.4m£52.5m£22.9m£671112,374£2.9m
Sep 2023£81.3m£43.5m£37.8m£724112,374£2.9m
Jun 2023£80.1m£42.0m£38.1m£720111,222£2.9m
Mar 2023£79.8m£36.0m£43.8m£718111,222£2.9m
Dec 2022£87.5m£57.0m£30.5m£786111,222£3.3m
Sep 2022£87.5m£54.0m£33.5m£786111,222£3.3m
Jun 2022£87.5m£58.5m£29.0m£791110,592£3.3m
Mar 2022£87.6m£55.0m£32.6m£792110,592£3.3m
Dec 2021£90.4m£56.0m£34.4m£818110,592£3.5m
Sep 2021£91.7m£50.0m£41.7m£829110,592£3.5m
Jun 2021£92.3m£43.0m£49.3m£839109,964£3.5m
Mar 2021£92.1m£28.0m£64.1m£838109,964£3.5m
Dec 2020£98.1m£34.5m£63.6m£892109,964£3.6m
Sep 2020£97.8m£25.1m£72.7m£889109,964£3.6m
Jun 2020£98.4m£26.6m£71.8m£892110,237£3.6m
Mar 2020£98.2m£20.6m£77.6m£891110,237£3.6m
Mar 2019£95.8m£15.2m£80.6m£871109,946£3.2m
Mar 2018£76.6m£24.5m£52.1m£699109,461£1.8m
Mar 2017£80.1m£30.6m£49.5m£735108,952–
Mar 2016£86.6m£29.1m£57.6m£806107,510–
Mar 2015£91.2m£40.8m£50.4m£856106,514–
Mar 2014£95.2m£42.5m£52.8m£900105,771–
Mar 2013£96.8m£33.1m£63.7m£922104,995–
Mar 2012£97.0m£28.6m£68.4m£928104,551–
Mar 2011£51.3m£30.1m£21.2m£493104,120–
Mar 2010£51.8m£32.5m£19.3m£499103,711–

Similar councils

CouncilDebtPer person
Lewes£93.7m£913
Mid Suffolk£102m£904
Cherwell£154m£894
Mansfield£100m£881
East Hampshire£114m£871
Newark & Sherwood£105m£815
High Peak£74.3m£810

District councils closest in debt per person, Jun 2026.

See Mansfield on the UK council debt map