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Newcastle-under-Lyme council debt

District council, England. Latest figures: Jun 2026.

Total debt
£10.0m
£10,000,000
Debt per person
£78
128,093 residents
Net debt
£4.5m
after £5.5m of investments
Debt to budget
0.2×
times net current spending, 2025-26
Local economy
£27,019
GDP per person; debt is 0.3% of the area's £3.46bn GDP
Debt cost
£2
per person: £246k of interest and repayment in 2025-26 (£61k interest)

Newcastle-under-Lyme has the 118th highest debt per person of 164 district councils in the UK (Jun 2026).

Newcastle-under-Lyme debt over time

£0£2.5m£5.0m£7.5m£10.0mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Newcastle-under-Lyme spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£3.0m2019-20£2.9m2020-21£7.5m · borrowed £1.1m2021-22£11.5m · borrowed £5.3m2022-23£4.8m2023-24£11.6m2024-25£26.2m · borrowed £9.7m
Central services and corporate propertyRoads and transportCulture, leisure and sportEnvironment and wasteHousingCommercial property and companiesDigitalPlanning and regeneration
YearCapital spendingBorrowedBiggest items
2024-25£26.2m£9.7mCentral services and corporate property £10.4m, Roads and transport £9.8m, Housing £2.5m
2023-24£11.6m–Central services and corporate property £4.7m, Roads and transport £3.0m, Culture, leisure and sport £1.2m
2022-23£4.8m–Culture, leisure and sport £2.2m, Central services and corporate property £1.4m, Environment and waste £857k
2021-22£11.5m£5.3mCulture, leisure and sport £7.0m, Central services and corporate property £4.1m, Environment and waste £262k
2020-21£7.5m£1.1mEnvironment and waste £4.0m, Culture, leisure and sport £1.4m, Commercial property and companies £754k
2019-20£2.9m–Central services and corporate property £973k, Environment and waste £866k, Housing £393k
2018-19£3.0m–Housing £1.6m, Environment and waste £856k, Central services and corporate property £550k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Newcastle-under-Lyme borrows from

LenderAmountShare
Pension funds, insurers and other financial institutionslenders that are financial institutions but not banks: pension funds, insurance companies, investment funds, the Municipal Bonds Agency£5.0m50%
Other councilsloans from other local authorities, usually short term£5.0m50%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Newcastle-under-Lyme debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£10.0m£5.5m£4.5m£78128,093£246k
Mar 2026£8.0m£2.5m£5.5m£62128,093£246k
Dec 2025£4.0m£6.1m£0£31128,093£92k
Sep 2025£3.0m£4.2m£0£23128,093£92k
Jun 2025£0£4.0m£0£0127,474£92k
Mar 2025£0£3.0m£0£0127,474£92k
Dec 2024£0£10.8m£0£0127,474£88k
Sep 2024£0£11.3m£0£0127,474£88k
Jun 2024£0£19.4m£0£0126,148£88k
Mar 2024£0£18.0m£0£0126,148£88k
Dec 2023£0£29.2m£0£0126,148£0
Sep 2023£0£28.2m£0£0126,148£0
Jun 2023£0£24.3m£0£0125,363£0
Mar 2023£0£21.4m£0£0125,363£0
Dec 2022£0£28.9m£0£0125,363£42k
Sep 2022£0£26.0m£0£0125,363£42k
Jun 2022£0£10.4m£0£0123,039£42k
Mar 2022£0£15.5m£0£0123,039£42k
Dec 2021£0£17.9m£0£0123,039£42k
Sep 2021£0£15.1m£0£0123,039£42k
Jun 2021£0£13.5m£0£0124,567£42k
Mar 2021£0£1.1m£0£0124,567£42k
Dec 2020£0£13.7m£0£0124,567£40k
Sep 2020£0£7.1m£0£0124,567£40k
Jun 2020£0£9.2m£0£0125,075£40k
Mar 2020£0£4.5m£0£0125,075£40k
Mar 2019£0£2.0m£0£0125,755£5k
Mar 2018£2.5m£591k£1.9m£20125,303£1k
Mar 2017£0£3.4m£0£0125,367–
Mar 2016£0£7.5m£0£0123,919–
Mar 2015£0£8.9m£0£0124,162–
Mar 2014£0£3.7m£0£0123,872–
Mar 2013£0£5.5m£0£0123,132–
Mar 2012£0£11.3m£0£0123,878–
Mar 2011£0£18.9m£0£0123,351–
Mar 2010£0£23.5m£0£0123,073–

Similar councils

CouncilDebtPer person
Gedling£10.8m£89
Three Rivers£8.0m£83
Reigate & Banstead£13.0m£82
Newcastle-under-Lyme£10.0m£78
Derbyshire Dales£5.5m£76
Preston£12.3m£75
Havant£7.7m£60

District councils closest in debt per person, Jun 2026.

See Newcastle-under-Lyme on the UK council debt map