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North Hertfordshire council debt

District council, England. Latest figures: Jun 2026.

Total debt
£305k
£305,000
Debt per person
£2
137,365 residents
Net debt
£0
after £30.1m of investments
Change in a year
−6.2%
−£20k since Mar 2025
Debt to budget
0.0×
times net current spending, 2025-26
Local economy
£41,226
GDP per person; debt is 0.0% of the area's £5.66bn GDP
Debt cost
£0
per person: £40k of interest and repayment in 2025-26 (£35k interest)

North Hertfordshire has the 133rd highest debt per person of 164 district councils in the UK (Jun 2026).

North Hertfordshire debt over time

£0£1.3m£2.5m£3.8m£5.0mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What North Hertfordshire spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£5.6m · borrowed £4.3m2019-20£1.5m · borrowed £397k2020-21£1.9m · borrowed £417k2021-22£1.4m · borrowed £647k2022-23£6.9m · borrowed £1.7m2023-24£2.4m · borrowed £137k2024-25£11.3m · borrowed £2.0m
Culture, leisure and sportCentral services and corporate propertyEnvironment and wasteHousingRoads and transport
YearCapital spendingBorrowedBiggest items
2024-25£11.3m£2.0mCulture, leisure and sport £9.2m, Housing £1.1m, Central services and corporate property £713k
2023-24£2.4m£137kCulture, leisure and sport £1.2m, Housing £519k, Central services and corporate property £468k
2022-23£6.9m£1.7mCentral services and corporate property £5.3m, Culture, leisure and sport £1.2m, Housing £267k
2021-22£1.4m£647kCentral services and corporate property £583k, Culture, leisure and sport £425k, Roads and transport £405k
2020-21£1.9m£417kCentral services and corporate property £1.2m, Culture, leisure and sport £442k, Roads and transport £138k
2019-20£1.5m£397kCentral services and corporate property £709k, Culture, leisure and sport £698k, Housing £63k
2018-19£5.6m£4.3mEnvironment and waste £3.3m, Central services and corporate property £1.1m, Culture, leisure and sport £921k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who North Hertfordshire borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£305k100%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

North Hertfordshire debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£305k£30.1m£0£2137,365£40k
Mar 2026£305k£25.5m£0£2137,365£40k
Dec 2025£301k£41.5m£0£2137,365£41k
Sep 2025£301k£47.0m£0£2137,365£41k
Jun 2025£312k£50.5m£0£2136,818£41k
Mar 2025£325k£45.0m£0£2136,818£41k
Dec 2024£322k£58.5m£0£2136,818£42k
Sep 2024£322k£54.0m£0£2136,818£42k
Jun 2024£347k£47.0m£0£3135,580£42k
Mar 2024£347k£46.0m£0£3135,580£42k
Dec 2023£357k£61.0m£0£3135,580£43k
Sep 2023£357k£55.0m£0£3135,580£43k
Jun 2023£367k£50.0m£0£3134,189£43k
Mar 2023£367k£50.5m£0£3134,189£43k
Dec 2022£377k£60.0m£0£3134,189£44k
Sep 2022£377k£57.0m£0£3134,189£44k
Jun 2022£387k£54.0m£0£3133,583£44k
Mar 2022£387k£57.5m£0£3133,583£44k
Dec 2021£395k£66.0m£0£3133,583£48k
Sep 2021£395k£56.5m£0£3133,583£48k
Jun 2021£405k£53.5m£0£3133,054£48k
Mar 2021£405k£42.5m£0£3133,054£48k
Dec 2020£414k£50.0m£0£3133,054£46k
Sep 2020£414k£39.0m£0£3133,054£46k
Jun 2020£423k£42.5m£0£3133,195£46k
Mar 2020£423k£37.5m£0£3133,195£46k
Mar 2019£440k£32.3m£0£3133,283£664k
Mar 2018£456k£32.8m£0£3133,629£56k
Mar 2017£480k£39.0m£0£4133,103–
Mar 2016£1.5m£41.9m£0£12131,662–
Mar 2015£1.6m£33.0m£0£12131,062–
Mar 2014£3.1m£37.5m£0£24129,460–
Mar 2013£4.3m£47.3m£0£33128,542–
Mar 2012£4.9m£47.9m£0£38127,494–
Mar 2011£5.0m£47.9m£0£40126,286–
Mar 2010£3.2m£50.4m£0£26125,269–

Similar councils

CouncilDebtPer person
Harborough£1.5m£14
Lichfield£852k£8
Torridge£203k£3
North Hertfordshire£305k£2
Wychavon£84k£1
Basingstoke & Deane£85k£0
Mid Sussex£0£0

District councils closest in debt per person, Jun 2026.

See North Hertfordshire on the UK council debt map