Map › All councils › North Warwickshire

North Warwickshire council debt

District council, England. Latest figures: Jun 2026.

Total debt
£41.4m
£41,429,000
Debt per person
£612
67,688 residents
Net debt
£11.9m
after £29.5m of investments
Change in a year
−5.6%
−£2.5m since Mar 2025
Debt to budget
2.0×
times net current spending, 2024-25
Local economy
£70,825
GDP per person; debt is 0.9% of the area's £4.79bn GDP
Debt cost
£4
per person: £239k of interest and repayment in 2024-25 (£12k interest)

North Warwickshire has the 68th highest debt per person of 164 district councils in the UK (Jun 2026).

North Warwickshire debt over time

£0£14.9m£29.8m£44.6m£59.5mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What North Warwickshire spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2023-24.

2018-19£5.2m2019-20£6.5m2020-21£7.7m2021-22£12.5m · borrowed £443k2022-23£14.0m · borrowed £824k2023-24£11.5m · borrowed £6.6m
HousingEnvironment and wasteCulture, leisure and sportCentral services and corporate propertyCommercial property and companiesRoads and transportPlanning and regeneration
YearCapital spendingBorrowedBiggest items
2023-24£11.5m£6.6mHousing £9.3m, Culture, leisure and sport £824k, Commercial property and companies £513k
2022-23£14.0m£824kHousing £9.9m, Environment and waste £2.6m, Central services and corporate property £1.0m
2021-22£12.5m£443kHousing £10.9m, Environment and waste £1.2m, Culture, leisure and sport £283k
2020-21£7.7m–Housing £7.4m, Environment and waste £177k, Culture, leisure and sport £110k
2019-20£6.5m–Housing £6.3m, Environment and waste £93k, Culture, leisure and sport £53k
2018-19£5.2m–Housing £4.5m, Central services and corporate property £300k, Environment and waste £270k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who North Warwickshire borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£41.4m100%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

North Warwickshire debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£41.4m£29.5m£11.9m£61267,688£239k
Mar 2026£41.4m£29.0m£12.4m£61267,688–
Dec 2025£43.9m£46.5m£0£64867,688£239k
Sep 2025£43.9m£42.5m£1.4m£64867,688£239k
Jun 2025£43.9m£40.0m£3.9m£65467,045£239k
Mar 2025£43.9m£34.5m£9.4m£65467,045£239k
Dec 2024£46.2m£42.0m£4.2m£69067,045£256k
Sep 2024£46.2m£48.5m£0£69067,045£256k
Jun 2024£46.2m£45.0m£1.2m£69766,350£256k
Mar 2024£46.2m£33.0m£13.2m£69766,350£256k
Dec 2023£42.0m£41.4m£629k£63366,350£308k
Sep 2023£42.0m£35.7m£6.3m£63366,350£308k
Jun 2023£42.0m£33.0m£9.0m£63666,020£308k
Mar 2023£46.5m£27.0m£19.5m£70466,020£308k
Dec 2022£44.2m£39.0m£5.2m£67066,020£730k
Sep 2022£44.2m£36.5m£7.7m£67066,020£730k
Jun 2022£44.2m£28.5m£15.7m£67765,338£730k
Mar 2022£46.2m£28.5m£17.7m£70865,338£730k
Dec 2021£46.5m£35.0m£11.5m£71265,338£713k
Sep 2021£46.5m£32.0m£14.5m£71265,338£713k
Jun 2021£46.5m£26.0m£20.5m£72364,271£713k
Mar 2021£46.5m£29.5m£17.0m£72364,271£713k
Dec 2020£48.5m£36.5m£12.0m£75464,271£726k
Sep 2020£48.5m£31.0m£17.5m£75464,271£726k
Jun 2020£48.5m£32.0m£16.5m£75364,383£726k
Mar 2020£48.5m£32.3m£16.2m£75364,383£726k
Mar 2019£50.2m£33.0m£17.3m£78464,098£721k
Mar 2018£51.9m£26.5m£25.4m£81863,517£736k
Mar 2017£53.5m£16.8m£36.8m£85162,908–
Mar 2016£55.0m£14.7m£40.3m£87762,681–
Mar 2015£56.3m£12.4m£43.9m£90462,292–
Mar 2014£57.5m£10.4m£47.1m£92762,057–
Mar 2013£58.8m£6.8m£52.0m£94762,099–
Mar 2012£59.5m£6.7m£52.8m£95962,089–
Mar 2011£3.0m£7.0m£0£4862,066–
Mar 2010£2.0m£5.0m£0£3262,124–

Similar councils

CouncilDebtPer person
Mole Valley£57.4m£646
Thanet£90.5m£630
Burnley£62.7m£621
North Warwickshire£41.4m£612
Chorley£72.6m£596
Ashfield£77.3m£592
Gosport£48.1m£583

District councils closest in debt per person, Jun 2026.

See North Warwickshire on the UK council debt map