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Elmbridge council debt

District council, England. Latest figures: Jun 2026.

Total debt
£41.3m
£41,260,000
Debt per person
£290
142,484 residents
Net debt
£0
after £104m of investments
Change in a year
−17.8%
−£8.7m since Mar 2025
Debt to budget
0.7×
times net current spending, 2025-26
Local economy
£59,452
GDP per person; debt is 0.5% of the area's £8.47bn GDP
Debt cost
£17
per person: £2.4m of interest and repayment in 2025-26 (£651k interest)

Elmbridge has the 92nd highest debt per person of 164 district councils in the UK (Jun 2026).

Elmbridge debt over time

£0£17.7m£35.3m£53.0m£70.6mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Elmbridge spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£24.4m · borrowed £15.8m2019-20£9.0m2020-21£12.2m · borrowed £6.0m2021-22£4.3m2022-23£8.3m2023-24£12.4m2024-25£11.4m · borrowed £508k
Commercial property and companiesHousingPlanning and regenerationCentral services and corporate propertyCulture, leisure and sportRoads and transportEnvironment and wasteSocial care
YearCapital spendingBorrowedBiggest items
2024-25£11.4m£508kHousing £5.8m, Culture, leisure and sport £2.2m, Planning and regeneration £1.2m
2023-24£12.4m–Housing £8.8m, Planning and regeneration £1.6m, Culture, leisure and sport £683k
2022-23£8.3m–Housing £3.8m, Planning and regeneration £2.7m, Culture, leisure and sport £688k
2021-22£4.3m–Planning and regeneration £1.9m, Housing £983k, Central services and corporate property £687k
2020-21£12.2m£6.0mCommercial property and companies £6.8m, Central services and corporate property £2.5m, Planning and regeneration £1.4m
2019-20£9.0m–Housing £2.2m, Planning and regeneration £2.1m, Central services and corporate property £1.9m
2018-19£24.4m£15.8mCommercial property and companies £18.2m, Roads and transport £1.5m, Culture, leisure and sport £1.3m

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Elmbridge borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£39.8m96%
Other councilsloans from other local authorities, usually short term£1.5m4%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Elmbridge debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£41.3m£104m£0£290142,484£2.4m
Mar 2026£40.0m£109m£0£281142,484£2.4m
Dec 2025£40.3m£140m£0£283142,484£2.9m
Sep 2025£40.6m£125m£0£285142,484£2.9m
Jun 2025£40.9m£101m£0£288141,985£2.9m
Mar 2025£48.6m£105m£0£342141,985£2.9m
Dec 2024£49.0m£130m£0£345141,985£2.8m
Sep 2024£49.2m£118m£0£347141,985£2.8m
Jun 2024£49.6m£101m£0£351141,426£2.8m
Mar 2024£49.8m£97.8m£0£352141,426£2.8m
Dec 2023£50.2m£130m£0£355141,426£2.9m
Sep 2023£50.4m£115m£0£356141,426£2.9m
Jun 2023£52.2m£106m£0£371140,629£2.9m
Mar 2023£52.4m£103m£0£373140,629£2.9m
Dec 2022£52.8m£132m£0£375140,629£2.9m
Sep 2022£53.0m£116m£0£377140,629£2.9m
Jun 2022£53.4m£104m£0£383139,453£2.9m
Mar 2022£53.6m£102m£0£384139,453£2.9m
Dec 2021£53.9m£122m£0£387139,453£2.9m
Sep 2021£54.1m£106m£0£388139,453£2.9m
Jun 2021£54.5m£90.4m£0£395138,098£2.9m
Mar 2021£54.7m£77.3m£0£396138,098£2.9m
Dec 2020£55.1m£99.5m£0£399138,098£2.8m
Sep 2020£70.2m£105m£0£509138,098£2.8m
Jun 2020£70.6m£97.1m£0£515137,098£2.8m
Mar 2020£55.8m£87.3m£0£407137,098£2.8m
Mar 2019£56.9m£76.7m£0£416136,863£2.3m
Mar 2018£42.0m£78.6m£0£307136,936£1.4m
Mar 2017£17.2m£62.7m£0£126136,974–
Mar 2016£4.4m£57.0m£0£32136,380–
Mar 2015£4.7m£54.8m£0£34135,980–
Mar 2014£4.8m£44.2m£0£36134,588–
Mar 2013£5.0m£46.6m£0£38132,847–
Mar 2012£1.5m£46.9m£0£11131,428–
Mar 2011£1.5m£40.0m£0£11130,937–
Mar 2010£1.5m£33.1m£0£12129,991–

Similar councils

CouncilDebtPer person
South Derbyshire£37.5m£314
Wealden£51.6m£307
Wyre Forest£30.3m£291
Elmbridge£41.3m£290
East Hertfordshire£43.0m£272
King's Lynn & West Norfolk£42.0m£268
East Suffolk£63.1m£252

District councils closest in debt per person, Jun 2026.

See Elmbridge on the UK council debt map