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South Derbyshire council debt

District council, England. Latest figures: Jun 2026.

Total debt
£37.5m
£37,474,000
Debt per person
£314
119,441 residents
Net debt
£0
after £57.0m of investments
Change in a year
−0.1%
−£20k since Mar 2025
Debt to budget
1.2×
times net current spending, 2025-26
Local economy
£27,085
GDP per person; debt is 1.2% of the area's £3.23bn GDP
Debt cost
£1
per person: £60k of interest and repayment in 2025-26 (£3k interest)

South Derbyshire has the 89th highest debt per person of 164 district councils in the UK (Jun 2026).

South Derbyshire debt over time

£0£15.3m£30.5m£45.8m£61.1mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What South Derbyshire spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£4.3m2019-20£4.0m2020-21£4.7m2021-22£5.4m2022-23£6.5m2023-24£7.7m2024-25£8.4m · borrowed £462k
HousingCulture, leisure and sportEnvironment and wasteRoads and transportDigitalCentral services and corporate propertyCommercial property and companiesOther trading services
YearCapital spendingBorrowedBiggest items
2024-25£8.4m£462kHousing £5.0m, Culture, leisure and sport £2.5m, Environment and waste £361k
2023-24£7.7m–Housing £5.0m, Roads and transport £1.2m, Culture, leisure and sport £686k
2022-23£6.5m–Housing £3.5m, Culture, leisure and sport £1.8m, Environment and waste £1.1m
2021-22£5.4m–Housing £4.4m, Culture, leisure and sport £581k, Environment and waste £241k
2020-21£4.7m–Housing £4.2m, Culture, leisure and sport £314k, Commercial property and companies £68k
2019-20£4.0m–Housing £3.2m, Environment and waste £354k, Digital £276k
2018-19£4.3m–Housing £2.6m, Environment and waste £855k, Culture, leisure and sport £691k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who South Derbyshire borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£27.4m73%
Other councilsloans from other local authorities, usually short term£10.1m27%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

South Derbyshire debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£37.5m£57.0m£0£314119,441£60k
Mar 2026£37.5m£56.1m£0£314119,441£60k
Dec 2025£37.5m£73.1m£0£314119,441£41k
Sep 2025£37.5m£70.5m£0£314119,441£41k
Jun 2025£37.5m£56.4m£0£320117,169£41k
Mar 2025£37.5m£56.0m£0£320117,169£41k
Dec 2024£37.5m£70.4m£0£320117,169£1.7m
Sep 2024£37.5m£64.1m£0£320117,169£1.7m
Jun 2024£37.5m£55.0m£0£328114,296£1.7m
Mar 2024£37.5m£54.2m£0£328114,296£1.7m
Dec 2023£47.5m£79.4m£0£416114,296£1.7m
Sep 2023£47.5m£72.8m£0£416114,296£1.7m
Jun 2023£47.5m£66.3m£0£427111,144£1.7m
Mar 2023£47.5m£66.2m£0£427111,144£1.7m
Dec 2022£47.5m£76.6m£0£427111,144£1.8m
Sep 2022£47.5m£68.0m£0£427111,144£1.8m
Jun 2022£47.5m£62.4m£0£440108,051£1.8m
Mar 2022£47.5m£68.4m£0£440108,051£1.8m
Dec 2021£57.5m£80.4m£0£532108,051£2.5m
Sep 2021£57.5m£70.1m£0£532108,051£2.5m
Jun 2021£57.5m£60.8m£0£546105,265£2.5m
Mar 2021£57.5m£65.8m£0£546105,265£2.5m
Dec 2020£57.5m£72.5m£0£546105,265£329k
Sep 2020£57.5m£61.9m£0£546105,265£329k
Jun 2020£57.5m£54.9m£2.6m£556103,315£329k
Mar 2020£57.5m£49.8m£7.7m£556103,315£329k
Mar 2019£57.5m£38.0m£19.5m£568101,194£1.6m
Mar 2018£57.5m£27.1m£30.3m£57599,868£1.9m
Mar 2017£57.5m£15.5m£41.9m£58298,630–
Mar 2016£57.5m£11.8m£45.7m£58997,682–
Mar 2015£57.5m£13.9m£43.5m£59197,213–
Mar 2014£58.5m£7.2m£51.3m£60896,193–
Mar 2013£61.1m£4.5m£56.6m£63995,521–
Mar 2012£1.1m£3.4m£0£1194,915–
Mar 2011£6.1m£4.0m£2.1m£6594,095–
Mar 2010£4.1m£1.7m£2.4m£4493,015–

Similar councils

CouncilDebtPer person
Castle Point£31.1m£344
Watford£36.2m£337
Mid Devon£27.4m£320
South Derbyshire£37.5m£314
Wealden£51.6m£307
Wyre Forest£30.3m£291
Elmbridge£41.3m£290

District councils closest in debt per person, Jun 2026.

See South Derbyshire on the UK council debt map