Map › All councils › Tendring

Tendring council debt

District council, England. Latest figures: Jun 2026.

Total debt
£27.7m
£27,692,000
Debt per person
£174
159,060 residents
Net debt
£0
after £129m of investments
Change in a year
−7.9%
−£2.4m since Mar 2025
Debt to budget
0.5×
times net current spending, 2025-26
Local economy
£20,382
GDP per person; debt is 0.9% of the area's £3.24bn GDP
Debt cost
£9
per person: £1.4m of interest and repayment in 2025-26 (£1.1m interest)

Tendring has the 102nd highest debt per person of 164 district councils in the UK (Jun 2026).

Tendring debt over time

£0£14.5m£29.0m£43.5m£58.0mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Tendring spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£9.1m2019-20£10.6m2020-21£6.1m2021-22£8.6m2022-23£11.3m2023-24£11.8m2024-25£12.0m · borrowed £322k
HousingEnvironment and wasteCulture, leisure and sportPlanning and regenerationCentral services and corporate propertyRoads and transport
YearCapital spendingBorrowedBiggest items
2024-25£12.0m£322kHousing £9.4m, Planning and regeneration £1.3m, Culture, leisure and sport £958k
2023-24£11.8m–Housing £9.3m, Culture, leisure and sport £1.5m, Planning and regeneration £581k
2022-23£11.3m–Housing £8.3m, Planning and regeneration £1.3m, Environment and waste £809k
2021-22£8.6m–Housing £5.0m, Environment and waste £2.4m, Culture, leisure and sport £839k
2020-21£6.1m–Housing £5.0m, Planning and regeneration £631k, Culture, leisure and sport £192k
2019-20£10.6m–Housing £6.9m, Environment and waste £2.9m, Central services and corporate property £591k
2018-19£9.1m–Housing £5.4m, Environment and waste £3.0m, Central services and corporate property £390k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Tendring borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£27.7m100%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Tendring debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£27.7m£129m£0£174159,060£1.4m
Mar 2026£28.2m£97.8m£0£177159,060£1.4m
Dec 2025£28.4m£106m£0£179159,060£1.5m
Sep 2025£28.9m£119m£0£182159,060£1.5m
Jun 2025£30.1m£112m£0£193156,408£1.5m
Mar 2025£30.7m£98.7m£0£196156,408£1.5m
Dec 2024£30.8m£101m£0£197156,408£1.4m
Sep 2024£31.4m£84.8m£0£201156,408£1.4m
Jun 2024£32.7m£84.5m£0£212154,332£1.4m
Mar 2024£33.3m£72.8m£0£216154,332£1.4m
Dec 2023£33.4m£80.6m£0£217154,332£1.5m
Sep 2023£34.0m£84.0m£0£220154,332£1.5m
Jun 2023£34.2m£94.0m£0£225151,587£1.5m
Mar 2023£34.7m£79.3m£0£229151,587£1.5m
Dec 2022£34.9m£88.0m£0£230151,587£1.5m
Sep 2022£35.4m£90.6m£0£234151,587£1.5m
Jun 2022£36.4m£90.8m£0£244148,925£1.5m
Mar 2022£36.9m£77.7m£0£248148,925£1.5m
Dec 2021£37.2m£79.2m£0£250148,925£231k
Sep 2021£37.8m£83.8m£0£254148,925£231k
Jun 2021£38.1m£85.5m£0£260146,255£231k
Mar 2021£38.6m£77.0m£0£264146,255£231k
Dec 2020£38.9m£75.1m£0£266146,255£250k
Sep 2020£39.3m£115m£0£269146,255£250k
Jun 2020£39.8m£124m£0£273145,696£250k
Mar 2020£40.3m£66.5m£0£277145,696£250k
Mar 2019£42.1m£59.5m£0£290145,128£281k
Mar 2018£43.9m£55.4m£0£304144,323£311k
Mar 2017£45.9m£52.9m£0£321143,023–
Mar 2016£48.1m£45.3m£2.8m£340141,531–
Mar 2015£50.3m£43.1m£7.2m£359140,275–
Mar 2014£52.5m£40.2m£12.3m£378138,862–
Mar 2013£55.8m£33.8m£22.0m£403138,278–
Mar 2012£58.0m£30.5m£27.6m£420138,062–
Mar 2011£22.1m£24.4m£0£159139,058–
Mar 2010£22.3m£18.9m£3.5m£160139,593–

Similar councils

CouncilDebtPer person
Dartford£23.3m£185
Huntingdonshire£34.3m£178
Staffordshire Moorlands£17.1m£177
Tendring£27.7m£174
Pendle£16.9m£168
Worcester£17.1m£160
Sevenoaks£18.2m£148

District councils closest in debt per person, Jun 2026.

See Tendring on the UK council debt map