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Sevenoaks council debt

District council, England. Latest figures: Jun 2026.

Total debt
£18.2m
£18,182,000
Debt per person
£148
123,183 residents
Net debt
£0
after £18.3m of investments
Change in a year
−3.5%
−£494k since Mar 2025
Debt to budget
0.4×
times net current spending, 2025-26
Local economy
£46,216
GDP per person; debt is 0.3% of the area's £5.69bn GDP
Debt cost
£9
per person: £1.1m of interest and repayment in 2025-26 (£366k interest)

Sevenoaks has the 105th highest debt per person of 164 district councils in the UK (Jun 2026).

Sevenoaks debt over time

£0£4.5m£9.1m£13.6m£18.2mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What Sevenoaks spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£16.6m · borrowed £9.4m2019-20£11.9m · borrowed £4.1m2020-21£11.6m · borrowed £8.0m2021-22£21.5m · borrowed £8.0m2022-23£12.6m · borrowed £3.1m2023-24£11.9m · borrowed £3.1m2024-25£12.5m
HousingCulture, leisure and sportCommercial property and companiesCentral services and corporate propertyRoads and transportOther trading servicesEnvironment and waste
YearCapital spendingBorrowedBiggest items
2024-25£12.5m–Housing £9.0m, Central services and corporate property £1.6m, Culture, leisure and sport £669k
2023-24£11.9m£3.1mHousing £7.0m, Central services and corporate property £2.8m, Environment and waste £1.2m
2022-23£12.6m£3.1mHousing £7.0m, Commercial property and companies £3.0m, Culture, leisure and sport £2.1m
2021-22£21.5m£8.0mCulture, leisure and sport £11.3m, Housing £6.3m, Commercial property and companies £2.3m
2020-21£11.6m£8.0mCulture, leisure and sport £7.7m, Housing £1.4m, Central services and corporate property £1.0m
2019-20£11.9m£4.1mCommercial property and companies £4.5m, Housing £3.9m, Central services and corporate property £2.2m
2018-19£16.6m£9.4mRoads and transport £10.3m, Central services and corporate property £2.1m, Housing £1.9m

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who Sevenoaks borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£10.6m58%
Other councilsloans from other local authorities, usually short term£7.6m42%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

Sevenoaks debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£18.2m£18.3m£0£148123,183£1.1m
Mar 2026£13.5m£13.3m£209k£110123,183£1.1m
Dec 2025£13.5m£23.5m£0£110123,183£920k
Sep 2025£13.8m£21.2m£0£112123,183£920k
Jun 2025£13.8m£18.8m£0£112122,650£920k
Mar 2025£14.0m£17.9m£0£114122,650£920k
Dec 2024£14.0m£27.1m£0£114122,650£1.0m
Sep 2024£14.3m£20.3m£0£117122,650£1.0m
Jun 2024£14.3m£15.7m£0£117121,788£1.0m
Mar 2024£14.5m£23.6m£0£119121,788£1.0m
Dec 2023£14.5m£24.9m£0£119121,788£585k
Sep 2023£12.1m£22.1m£0£100121,788£585k
Jun 2023£12.1m£21.7m£0£100121,155£585k
Mar 2023£13.9m£12.8m£1.1m£114121,155£585k
Dec 2022£12.4m£28.1m£0£102121,155£500k
Sep 2022£12.6m£21.1m£0£104121,155£500k
Jun 2022£12.6m£23.2m£0£104120,823£500k
Mar 2022£12.8m£21.7m£0£106120,823£500k
Dec 2021£12.8m£38.1m£0£106120,823£458k
Sep 2021£4.8m£32.7m£0£40120,823£458k
Jun 2021£4.8m£28.0m£0£40120,051£458k
Mar 2021£4.9m£16.1m£0£41120,051£458k
Dec 2020£4.9m£31.5m£0£41120,051£409k
Sep 2020£5.0m£23.7m£0£41120,051£409k
Jun 2020£5.0m£26.0m£0£41119,575£409k
Mar 2020£5.0m£21.4m£0£42119,575£409k
Mar 2019£5.1m£22.0m£0£43119,165£288k
Mar 2018£5.2m£31.6m£0£44118,489£58k
Mar 2017£0£29.6m£0£0118,289–
Mar 2016£0£34.7m£0£0117,735–
Mar 2015£0£38.1m£0£0117,376–
Mar 2014£0£33.8m£0£0116,696–
Mar 2013£0£27.6m£0£0116,250–
Mar 2012£0£25.2m£0£0115,351–
Mar 2011£0£22.9m£0£0114,509–
Mar 2010£0£20.2m£0£0113,754–

Similar councils

CouncilDebtPer person
Tendring£27.7m£174
Pendle£16.9m£168
Worcester£17.1m£160
Sevenoaks£18.2m£148
South Hams£12.9m£138
South Norfolk£20.0m£133
Hart£13.6m£132

District councils closest in debt per person, Jun 2026.

See Sevenoaks on the UK council debt map