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South Norfolk council debt

District council, England. Latest figures: Jun 2026.

Total debt
£20.0m
£20,000,000
Debt per person
£133
150,396 residents
Net debt
£0
after £57.7m of investments
Change in a year
+0.0%
+£0 since Mar 2025
Debt to budget
0.5×
times net current spending, 2025-26
Local economy
£28,179
GDP per person; debt is 0.5% of the area's £4.24bn GDP
Debt cost
£12
per person: £1.7m of interest and repayment in 2025-26 (£1.7m interest)

South Norfolk has the 107th highest debt per person of 164 district councils in the UK (Jun 2026).

South Norfolk debt over time

£0£5.0m£10.0m£15.0m£20.0mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What South Norfolk spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£15.9m2019-20£9.6m · borrowed £3.0m2020-21£24.1m · borrowed £12.7m2021-22£9.4m · borrowed £4.1m2022-23£10.2m · borrowed £6.0m2023-24£17.5m · borrowed £8.7m2024-25£19.8m · borrowed £5.3m
Commercial property and companiesHousingCulture, leisure and sportPlanning and regenerationCentral services and corporate propertyEnvironment and wasteRoads and transportDigitalOther trading services
YearCapital spendingBorrowedBiggest items
2024-25£19.8m£5.3mHousing £10.3m, Culture, leisure and sport £4.4m, Planning and regeneration £2.9m
2023-24£17.5m£8.7mHousing £6.0m, Planning and regeneration £4.8m, Culture, leisure and sport £2.0m
2022-23£10.2m£6.0mCentral services and corporate property £4.4m, Culture, leisure and sport £1.5m, Environment and waste £1.4m
2021-22£9.4m£4.1mCommercial property and companies £5.6m, Environment and waste £1.1m, Housing £1.0m
2020-21£24.1m£12.7mCommercial property and companies £19.3m, Planning and regeneration £1.9m, Environment and waste £1.3m
2019-20£9.6m£3.0mCommercial property and companies £5.9m, Housing £996k, Environment and waste £798k
2018-19£15.9m–Commercial property and companies £8.0m, Culture, leisure and sport £2.9m, Central services and corporate property £2.1m

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who South Norfolk borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£20.0m100%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

South Norfolk debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£20.0m£57.7m£0£133150,396£1.7m
Mar 2026£20.0m£53.8m£0£133150,396£1.7m
Dec 2025£20.0m£56.7m£0£133150,396£1.6m
Sep 2025£20.0m£57.1m£0£133150,396£1.6m
Jun 2025£20.0m£57.8m£0£135148,384£1.6m
Mar 2025£20.0m£57.3m£0£135148,384£1.6m
Dec 2024£20.0m£62.5m£0£135148,384£1.2m
Sep 2024£20.0m£66.7m£0£135148,384£1.2m
Jun 2024£20.0m£67.7m£0£136146,614£1.2m
Mar 2024£20.0m£59.4m£0£136146,614£1.2m
Dec 2023£20.0m£68.6m£0£136146,614£564k
Sep 2023£20.0m£69.3m£0£136146,614£564k
Jun 2023£20.0m£60.8m£0£138144,529£564k
Mar 2023£20.0m£54.5m£0£138144,529£564k
Dec 2022£20.0m£60.5m£0£138144,529£31k
Sep 2022£20.0m£62.8m£0£138144,529£31k
Jun 2022£20.0m£64.1m£0£140142,509£31k
Mar 2022£20.0m£72.8m£0£140142,509£31k
Dec 2021£0£47.3m£0£0142,509−£224k
Sep 2021£0£45.5m£0£0142,509−£224k
Jun 2021£0£37.9m£0£0139,842−£224k
Mar 2021£0£33.7m£0£0139,842−£224k
Dec 2020£0£40.0m£0£0139,842−£99k
Sep 2020£0£39.3m£0£0139,842−£99k
Jun 2020£0£42.8m£0£0138,131−£99k
Mar 2020£0£38.7m£0£0138,131−£99k
Mar 2019£0£35.4m£0£0135,560£20k
Mar 2018£0£36.1m£0£0133,573£6k
Mar 2017£0£35.3m£0£0131,472–
Mar 2016£0£38.8m£0£0129,942–
Mar 2015£0£32.1m£0£0128,572–
Mar 2014£0£30.9m£0£0127,063–
Mar 2013£0£28.2m£0£0125,680–
Mar 2012£0£30.3m£0£0124,495–
Mar 2011£0£28.5m£0£0122,611–
Mar 2010£0£23.4m£0£0120,488–

Similar councils

CouncilDebtPer person
Worcester£17.1m£160
Sevenoaks£18.2m£148
South Hams£12.9m£138
South Norfolk£20.0m£133
Hart£13.6m£132
South Staffordshire£15.0m£131
Tewkesbury£12.7m£123

District councils closest in debt per person, Jun 2026.

See South Norfolk on the UK council debt map