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South Hams council debt

District council, England. Latest figures: Jun 2026.

Total debt
£12.9m
£12,900,000
Debt per person
£138
93,171 residents
Net debt
£0
after £26.9m of investments
Change in a year
−3.5%
−£464k since Mar 2025
Debt to budget
0.4×
times net current spending, 2025-26
Local economy
£34,893
GDP per person; debt is 0.4% of the area's £3.25bn GDP
Debt cost
£12
per person: £1.1m of interest and repayment in 2025-26 (£367k interest)

South Hams has the 106th highest debt per person of 164 district councils in the UK (Jun 2026).

South Hams debt over time

£0£3.6m£7.3m£10.9m£14.6mJun 202620102012201420162018202020222024

Outstanding borrowing at each date, Mar 2010 to Jun 2026.

What South Hams spent capital money on

Councils borrow to pay for capital spending: buildings, roads, housing, loans to their own companies, commercial property. Capital spending by service in each financial year, and how much of it was paid for by new borrowing, 2018-19 to 2024-25.

2018-19£8.2m · borrowed £5.6m2019-20£9.7m · borrowed £5.2m2020-21£5.6m · borrowed £1.9m2021-22£4.0m · borrowed £1.0m2022-23£9.4m · borrowed £5.5m2023-24£9.7m · borrowed £1.4m2024-25£6.8m · borrowed £35k
HousingEnvironment and wasteCulture, leisure and sportCommercial property and companiesPlanning and regenerationCentral services and corporate propertyRoads and transport
YearCapital spendingBorrowedBiggest items
2024-25£6.8m£35kHousing £4.0m, Environment and waste £1.7m, Culture, leisure and sport £913k
2023-24£9.7m£1.4mHousing £5.8m, Environment and waste £2.4m, Culture, leisure and sport £528k
2022-23£9.4m£5.5mHousing £4.0m, Planning and regeneration £3.8m, Central services and corporate property £789k
2021-22£4.0m£1.0mHousing £1.6m, Commercial property and companies £978k, Central services and corporate property £839k
2020-21£5.6m£1.9mEnvironment and waste £2.5m, Central services and corporate property £1.5m, Housing £1.4m
2019-20£9.7m£5.2mCommercial property and companies £6.2m, Housing £2.0m, Environment and waste £915k
2018-19£8.2m£5.6mCulture, leisure and sport £5.9m, Environment and waste £743k, Housing £712k

"Borrowed" is new borrowing and credit used to finance that year's spending; it can exceed the spending when a council borrows to cover earlier costs or, with government permission, day-to-day losses. Source: MHCLG capital outturn (England, from 2018-19); StatsWales capital outturn (Wales). Not yet available for Scotland and Northern Ireland.

Who South Hams borrows from

LenderAmountShare
Public Works Loan Board (PWLB)the government's lending facility for councils, run by the UK Debt Management Office; most council borrowing comes from it£12.9m100%

Outstanding loans by type of lender as reported by the council to MHCLG, short and long term together, as at Jun 2026. The return groups lenders by sector, not by name.

South Hams debt by year

DateDebtInvestmentsNet debtPer personPopulationDebt cost
Jun 2026£12.9m£26.9m£0£13893,171£1.1m
Mar 2026£12.9m£31.2m£0£13893,171£1.1m
Dec 2025£13.4m£45.3m£0£14393,171£975k
Sep 2025£13.4m£34.3m£0£14393,171£975k
Jun 2025£13.4m£35.2m£0£14592,054£975k
Mar 2025£13.4m£29.4m£0£14592,054£975k
Dec 2024£13.8m£41.8m£0£15092,054£865k
Sep 2024£13.8m£33.2m£0£15092,054£865k
Jun 2024£13.8m£36.6m£0£15290,954£865k
Mar 2024£13.9m£24.3m£0£15390,954£865k
Dec 2023£13.9m£39.5m£0£15390,954£851k
Sep 2023£13.9m£38.8m£0£15390,954£851k
Jun 2023£13.9m£35.3m£0£15589,758£851k
Mar 2023£14.3m£35.8m£0£15989,758£851k
Dec 2022£14.4m£53.5m£0£16089,758£852k
Sep 2022£14.4m£54.2m£0£16089,758£852k
Jun 2022£14.4m£61.9m£0£16189,161£852k
Mar 2022£14.6m£56.6m£0£16489,161£852k
Dec 2021£14.6m£70.1m£0£16489,161£758k
Sep 2021£14.6m£59.8m£0£16489,161£758k
Jun 2021£14.6m£60.4m£0£16787,371£758k
Mar 2021£14.6m£42.7m£0£16787,371£758k
Dec 2020£14.6m£55.0m£0£16787,371£211k
Sep 2020£14.6m£45.7m£0£16787,371£211k
Jun 2020£14.6m£50.5m£0£16986,458£211k
Mar 2020£14.6m£35.7m£0£16986,458£211k
Mar 2019£5.5m£27.6m£0£6485,874£120k
Mar 2018£0£42.9m£0£085,183£1k
Mar 2017£0£29.6m£0£084,554–
Mar 2016£271k£17.9m£0£384,616–
Mar 2015£0£21.2m£0£084,221–
Mar 2014£0£18.1m£0£083,867–
Mar 2013£0£19.3m£0£083,523–
Mar 2012£0£18.8m£0£083,563–
Mar 2011£5k£21.6m£0£083,516–
Mar 2010£8k£21.7m£0£083,368–

Similar councils

CouncilDebtPer person
Pendle£16.9m£168
Worcester£17.1m£160
Sevenoaks£18.2m£148
South Hams£12.9m£138
South Norfolk£20.0m£133
Hart£13.6m£132
South Staffordshire£15.0m£131

District councils closest in debt per person, Jun 2026.

See South Hams on the UK council debt map